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RC Transfer Process: How to transfer ownership of a Used Car

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3 Min Read

Last year my father met with an accident on his way to the office. He was not injured but the car was severely damaged. We owned a comprehensive insurance policy, which took care of the structural damage of the car. The engine faced no damage and remained intact. The mechanic fixed all the minor and major problems and after repaint the car was ready.

We decided to sell the car and buy a new one. Dad was waiting for his 25th marriage anniversary to buy a new car but after the accident, he gave up on the idea of driving that old car. We started looking for potential buyers and also listed our car and quote with re-sellers around the city. One evening dad asked me to visit uncle Chopra who was an RTO agent for understanding the procedures of RC transfer.

It is mandatory to transfer the ownership of the vehicle on the name of the buyer whenever we sell our car. The RC transfer ensures that the vehicle and all legal liabilities related to the vehicle are transferred to the new buyer. Chopra uncle gave me the following important information regarding the RC transfer process.

RC Transfer Process:

The term RC transfer is one of the essential documents you need to have once you’ve decided to sell your car. It is also known as the ownership transfer process and has been made mandatory by the supreme court. According to the Supreme court, until a seller has transferred the registration certificate (RC) to the new owner, all the liabilities be it financial or legal will be upon the seller. This means that if you don’t transfer the vehicle’s RC, you’ll still be liable for all the losses.

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List of documents to transfer the ownership of registration certificate of car

  1. The RTO will demand the original RC of the car
  2. Passport size photographs and duly signed Form 29 and Form 30
  3. Form 28 will be required if you want to transfer the ownership of your vehicle to a person residing in a different RTO zone. In Maharashtra, it is mandatory to include Form 28 irrespective of the RTO zone condition.
  4. Two self-attested copies of resident proof like electricity bill, ration card, voter’s ID, passport, or others.
  5. An existing insurance policy of the vehicle
  6. Copy of the valid Pollution Under Control certificate

How much time does it take?

The time for RC transfer varies from one RTO to another. Some efficient RTO’s claim that the average time for RC transfer in their zone is seven to nine days. Usually, it can take around 25-30 days to transfer the ownership of the vehicle.

Checking the status of RC transfer

If you have applied for the RC transfer through an agent you must check the transfer status. Vahan check is one of the most efficient features that can inform you about the vehicle registration details in an instant via website and SMS. If your agent claims that the RC transfer is successfully you can enter VAHAN <space> car number (without space) e.g. VAHAN GJ27DC0000 and send it to 7738299899. You will instantly receive the registration details of the vehicle.

If you want to check the application status of the RC transfer you can visit the parivahan.gov.in website which is governed by the Ministry of Road Transport & Highways. You have to enter the chassis number and the car registration number to check the RC transfer status.

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Transfer the insurance policy to the new buyer

Do not miss out on transferring the insurance policy to the new buyer. You should do it immediately after the RC transfer is done. If that is not done the insurance company will not compensate for any personal or third-party claim registered for your vehicle.

Conclusion

It is necessary to transfer all the legal liabilities of the vehicle to the new owner after selling it. With the Digital India initiative, basic procedure of RC transfer can be easily processed online. You can even pay the application fee online. After paying the application fee you have to submit a copy of relevant documents and application fee payment receipt in your relevant RTO office. The procedure of RC transfer is simple but lengthy. Be careful during the application process to avoid delay in the transfer procedure.

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